California's Trusted Partner in Private Construction Financing

We offer a variety of construction loans for builders, developers, and homeowners. We manage the lending process in-house, handling approvals, documentation, inspections, and disbursements. Construction loans are often based on after-repair value (ARV). In every case, we explore creative solutions to meet loan requirements.

Real estate flippers rely on our expertise for swift, flexible, and tailored solutions. With adept problem-solving, we collaborate to customize your ideal loan for minor updates, substantial additions, and everything in between.

We utilize the necessary licensing and expertise to address the challenge of buying a new home without selling your existing home. These sought-after financing options eliminate contingent offers and needless moves, and they allow homeowners to renovate both properties while unoccupied.

Our comprehensive range of commercial property loans caters to diverse needs, including property acquisitions, secondary financing, tenant improvement construction loans, and more.

Due to stricter lending standards, traditional and some private lenders may decline borrowers. We are a direct lender and handle all aspects of the loan process in-house, including owner-occupied refinance loans for unique situations.

We fund unconventional deals tailored to your requirements. Our expertise covers property repositioning, mixed-use properties, and more. We offer competitive rates, quick funding, and no prepayment penalties.

Unlike traditional mortgages, our purchase money loans offer flexibility to buyers who assume the seller's mortgage and provide a down payment. Qualifications are more lenient, and we offer various payment options, including interest-only and balloon payments.