Purchase and Refinance Loans - Herzer Financial

Stacks Image 899

Purchase & Refinance Loans

Purchase and refinance loans made on single family residential home apartments, retail, office, and special use. Cash out on REO-held investments and rehab loans.

We will help borrowers with:
Stacks Image 2580
Less than perfect credit
Stacks Image 2581
Self-employment
Stacks Image 2582
Debt-to-income ratios
Stacks Image 2602
Recent foreclosures or short sale purchase or refinance properties
We will help you purchase your:
Stacks Image 2797
First home
Stacks Image 2798
First investment property
Stacks Image 2803
Vacation home
Stacks Image 2823
Bridge the purchase on your next home from the equity on your existing home
Because of the strict lending requirements, more borrowers are being denied loans from traditional lenders. Even some private money lenders no longer offer loans on owner occupied properties.

As a direct, licensed lender, we process and underwrite all loans in our office. This means that your paperwork, unlike a bank, will never have to go outside for an underwriting decision, approval or funding.

Our years of experience and streamlined approach allow for a faster turn-around time, fewer hassles, and lower costs to you.
The real estate business has become very fast paced and opportunities vanish as quickly as they appear. Real estate loans need to be available very quickly so that you can grab a lucrative opportunity as soon as it appears. One of the qualities that long time borrowers of Herzer Financial Services, Inc. have realized is that we are able to make funds available to you as quickly as possible and with the least amount of delays. You will then be able to a make a quick offer on a recent foreclosure or short sale home when it becomes available. Speed and cash has become a necessity to a good deal or good profit.

You can be confident that HFS will be there with funds ready when timing is critical.
Stacks Image 430
Loan Amount
$75,000 - $1,500,000
Stacks Image 431
Term of Loan
7 Years
Stacks Image 432
Interest Rate
8.5% - 11%
Stacks Image 447
Points
3 - 4
Stacks Image 448
​​​​​​​Loan to Value
65%
Stacks Image 449
Prepayment Penalty
None

​​​Rates and Terms are subject to change without notice.

Get your loan today.

If you are interested in submitting a loan application, please complete all the documents below (PDF) in their entirety and submit via email or fax (650-363-8330). Once received, we will contact you immediately to discuss your loan scenario and provide you with a list of required documentation.
Real Estate Broker — California Dept. of Real Estate
License #00417082

Loans are made or arranged pursuant to a California Finance Lender's License #6054500

Nationwide Mortgage Licensing System #314253
Broker Submission Documentation
Get the required paperwork and details if you are a broker and wish to work with us.

Get Details on Our Loans
We offer loans for a range of services or products including foreclosure, refinances, and construction.

Have a question?
Give us a call at
(650) 363-8003,
email us, or fax us: (650) 363-8330

You can also: