Purchase and Refinance Loans - Herzer Financial

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Purchase & Refinance Loans

Purchase and refinance loans made on single family residential home apartments, retail, office, and special use. Cash out on REO-held investments and rehab loans.

We will help borrowers with:
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Less than perfect credit
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Debt-to-income ratios
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Recent foreclosures or short sale purchase or refinance properties
We will help you purchase your:
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First home
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First investment property
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Vacation home
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Bridge the purchase on your next home from the equity on your existing home
Because of the strict lending requirements, more borrowers are being denied loans from traditional lenders. Even some private money lenders no longer offer loans on owner occupied properties.

As a direct, licensed lender, we process and underwrite all loans in our office. This means that your paperwork, unlike a bank, will never have to go outside for an underwriting decision, approval or funding.

Our years of experience and streamlined approach allow for a faster turn-around time, fewer hassles, and lower costs to you.
The real estate business has become very fast paced and opportunities vanish as quickly as they appear. Real estate loans need to be available very quickly so that you can grab a lucrative opportunity as soon as it appears. One of the qualities that long time borrowers of Herzer Financial Services, Inc. have realized is that we are able to make funds available to you as quickly as possible and with the least amount of delays. You will then be able to a make a quick offer on a recent foreclosure or short sale home when it becomes available. Speed and cash has become a necessity to a good deal or good profit.

You can be confident that HFS will be there with funds ready when timing is critical.
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Loan Amount
$75,000 - $1,500,000
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Term of Loan
7 Years
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Interest Rate
8.5% - 11%
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3 - 4
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​​​​​​​Loan to Value
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Prepayment Penalty

​​​Rates and Terms are subject to change without notice.

Get your loan today.

If you are interested in submitting a loan application, please complete all the documents below (PDF) in their entirety and submit via email or fax (650-363-8330). Once received, we will contact you immediately to discuss your loan scenario and provide you with a list of required documentation.
Real Estate Broker — California Dept. of Real Estate
License #00417082

Loans are made or arranged pursuant to a California Finance Lender's License #6054500

Nationwide Mortgage Licensing System #314253
Broker Submission Documentation
Get the required paperwork and details if you are a broker and wish to work with us.

Get Details on Our Loans
We offer loans for a range of services or products including foreclosure, refinances, and construction.

Have a question?
Give us a call at
(650) 363-8003,
email us, or fax us: (650) 363-8330

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